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Financial Planning
There are six factors that determine the long term value of
investment portfolios:-
- How much you save
- How long your investments compound
- Your asset allocation
- The annual return on those assets
- How much you pay in annual expenses
- How much you pay in taxes
We can advise on a full range of financial planning issues:
- pensions and retirement planning
- retirement options and annuity purchase
- executive and self invested pensions
- pension transfers
- short term savings
- long term investments
- income protection
- life and health insurance
- inheritance tax and estate planning
- trustee investments
What is Financial Planning?
Financial Planning is a professional service for
anyone who needs impartial help with organising
their financial affairs so that they can achieve their
personal and financial objectives.
Financial planning is about professional advice first
and foremost.
We do not sell products.
Although
arranging these on your behalf may form part of
implementing your financial plan.
We consider all your circumstances in their entirety
and as they relate to one another.
It is better that
your plans build a consistent long term strategy,
instead of separate areas of your finances being
considered in isolation.
What does it cost?
The first, fact-finding, meeting is without obligation.
When we have met and discussed your
requirements we will tell you how much our advice
is going to cost.
You decide how to meet the costs of advice : by
paying a fee, or by using any commission generated
to offset the cost of advice.
Commission available
in excess of the cost of advice may be re-invested
into the plans that we have arranged for you.
We do this so that you know from the outset what
are charges are going to be and that as much of
your money as possible is used to help you achieve
your goals.
What happens next?
First you need to arrange for a introductory meeting
Then you need to decide what your goals are.
Then you need to work out how you are going to
achieve these goals.
This is where we can help and
we will devise with you a workable strategy for
achieving your financial objectives.
We would encourage you to subscribe to our
Annual Review Service, available at extra cost,
this enables progress to be charted and changes
in your circumstances to be taken into consideration.
Contact us now on 01302 850040 for a preliminary
discussion about your requirements.
An appointed representative of 2020 Financial
Services Ltd which is regulated and authorised by the Financial
Services Authority
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